Financial Aid and FAFSA® Guidance
Prestige Health and Beauty Sciences Academy provides financial aid information and FAFSA® guidance for prospective and current students. Federal financial aid may be available to eligible students enrolled in eligible programs.
FAFSA information is used to calculate the Student Aid Index (SAI), which helps determine eligibility for need-based federal student aid.
Completing the FAFSA form does not guarantee admission, program eligibility, or a financial aid award.
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Reviewed Aug 12, 2026
Federal source information reviewed August 12, 2026. Individual and program eligibility must be confirmed before relying on financial aid availability.
Financial Aid at a Glance
Grants
Federal grants generally do not have to be repaid if requirements are met.
Federal Student Loans
Loans are borrowed funds. Review interest, limits and repayment before accepting.
Eligibility and Program Requirements
Both the student and the intended program must meet applicable requirements.
Types of Federal Student Aid
The figures below apply to the 2026–27 federal award year. Eligibility and award amounts depend on the student’s circumstances, FAFSA information and program eligibility.
For the 2026–27 award year, the scheduled Federal Pell Grant award ranges from $740 to $7,395. Pell Grants generally do not require repayment; amounts depend on federal requirements and FAFSA information.
Award year: July 1, 2026 – June 30, 2027FSEOG is a need-based federal grant for students with exceptional financial need. Funding is limited, awarded by the school and prioritized for eligible Pell Grant recipients. It generally does not require repayment.
Loans first disbursed from July 1, 2026 through June 30, 2027 carry a 6.52% fixed interest rate and a 1.057% loan fee.
Direct Subsidized Loans are need-based; the federal government pays interest during eligible enrollment.
Direct Unsubsidized Loans are not need-based; interest accrues from disbursement and is the student’s responsibility.
Eligibility and annual borrowing limits apply.For loans first disbursed July 1, 2026–June 30, 2027:
Fixed interest rate: 9.07%
Loan fee: 4.228%
Federal eligibility and credit requirements apply. Parent PLUS loans are generally limited to $20,000 annually and $65,000 total per dependent student. Certain borrowers may qualify for an interim exception.
Information current as of August 2026. Federal award amounts, interest rates, loan fees and borrowing limits are set by the U.S. Department of Education and may change. Financial aid is available only to those who qualify.
Who May Be Eligible for Federal Student Aid?
To qualify for federal student aid, students generally must meet applicable federal eligibility requirements, including:
- Demonstrate financial need for need-based federal student aid.
- Be a U.S. citizen or eligible noncitizen with a valid Social Security Number (SSN), unless a federal exception applies.
- Be enrolled or accepted for enrollment in an eligible degree or certificate program.
- Not currently be enrolled in high school.
- Have a high school diploma or GED as required by Prestige Health and Beauty Sciences Academy.
- Maintain Satisfactory Academic Progress (SAP) while attending Prestige Health and Beauty Sciences Academy.
- Provide the required consent and approval for federal tax information used in the FAFSA process.
- Not be in default on a federal student loan or owe a federal grant overpayment.
- Use federal student aid only for educational purposes.
Eligibility is determined based on the student’s individual circumstances, FAFSA information and the requirements of the intended program.
Meeting these general requirements does not guarantee admission, program eligibility or a financial aid award.
Need Help Choosing a Program or Completing Your Financial Aid Steps?
Our team can explain program options, help you understand the FAFSA process, and identify the documents you may need. The Financial Aid Office can also explain how individual and program eligibility are reviewed.
Complete the FAFSA® Form in Six Steps
Follow these six steps to prepare your information, complete the FAFSA® form, and review what comes next.
- 1
Create Your StudentAid.gov Account
The student and each required contributor need separate accounts.
- 2
Gather Your Information
Prepare identity, tax, income, asset, contributor and school information as needed.
- 3
Choose the Correct FAFSA Form
Select the award year that matches your planned enrollment dates.
- 4
Add PHABSA
Search for Prestige Health and Beauty Sciences Academy or use Federal School Code 042145.
- 5
Review and Sign
Complete all required sections and make sure each contributor signs with their own account.
- 6
Submit and Check Next Steps
Review your FAFSA Submission Summary and respond to any corrections or document requests.
Plan Your Education Costs
Your program price and your total cost of attendance are not the same. Education costs may include tuition, required fees, books, kits or supplies, transportation, housing, food and personal expenses.
Cost of Attendance − Grants and Scholarships = Estimated Net Price
Your estimated net price is the amount remaining after grants and scholarships, if awarded, are applied to your total cost of attendance.
Federal student loans may help cover a remaining balance, but loans must be repaid with interest. Eligibility and available aid depend on your individual circumstances, FAFSA information and program eligibility.
Need Help Estimating Your Education Costs?
Call our Financial Aid Office, and we’ll help you build a preliminary cost estimate. Together, we can review your program’s published tuition and fees, discuss other education expenses you may need to plan for, and explain how grants and scholarships—if awarded—may affect your estimated net price.
We can also explain what documents may be required for a financial aid review and how federal student loans could help cover a remaining balance.
Financial Aid and FAFSA FAQs
Find answers to common questions about FAFSA forms, program eligibility, school codes, financial aid review, and education costs.
The Free Application for Federal Student Aid is the free official form used to apply for federal student aid. Complete it only at StudentAid.gov .
Choose the award year that covers your planned enrollment dates. If you are unsure, review the official FAFSA guidance before submitting.
Yes. Each person identified as a required contributor must use their own account to provide consent, complete and sign their section.
The listed federal school code is 042145. Adding it allows the school to receive your FAFSA information; it does not guarantee admission, program eligibility or aid.
Do not assume that every program is eligible. Ask the Financial Aid Office to confirm your intended program before making an enrollment or payment decision.
No. Completing the FAFSA form starts the federal eligibility process, but it does not guarantee admission, program eligibility or a financial aid award.
The school may need information to verify or clarify your FAFSA data. Being selected for verification does not mean that you did anything wrong. Follow the instructions and dates provided with the request.
No. The summary contains federal estimates and next steps. The school provides a separate financial aid offer after admission and completion of its review.
Depending on your program and circumstances, costs may include required fees, books, kits, supplies and personal expenses.
Official Financial Aid Sources
Federal aid rules, amounts and interest rates can change. Use the official sources below for the current federal process. School, program and individual eligibility must still be confirmed through the appropriate review.